
From sole trader to BV
The step to a BV, without the hassle.
Wondering whether a BV pays off? We assess whether the switch makes sense, guide the incorporation and set up everything afterwards - bookkeeping, DGA salary and corporate tax. One party for the entire process.
When it pays off
Four signals a BV is worth considering.
- 01
Structurally rising profit
At higher profits, the difference between income tax and corporate tax + DGA salary can work in your favour. We calculate where the tipping point lies for your situation.
- 02
Private liability pinches
Bigger contracts, staff or inventory? A BV separates business and private assets.
- 03
Partners or investors
Issuing shares, bringing in a partner or building a holding structure requires a BV.
- 04
Credibility and contracts
Some clients and tenders require a BV - or simply take you more seriously with one.
Whether a BV is genuinely better in your case depends on your full situation. We always run the numbers before advising anything - sometimes the honest answer is that staying a sole trader is better.
What we take over
One party for the entire process.
- 01
Calculation
We put your numbers side by side in both scenarios: what the switch means for your net income and your risk.
- 02
Incorporation
We guide the notarial process and registrations - you sign, we guard the process.
- 03
Setup
Bookkeeping, DGA salary, VAT and corporate tax are set up properly from day one.
- 04
Ongoing
After that you are simply a Finoptis client: fixed price, fixed contact, real-time insight.
What it costs afterwards
Clear monthly rates for BV and holding.
BV - administration
€250/month
Starting rate at 125 transactions per year, including a fixed contact and real-time insight.
DGA with operating company + holding
€350/month
€250 for the operating company + €100 for the holding - €350 per month in total.
The cost of the incorporation process itself is agreed up front - after the advisory call.
Frequently asked questions
Answers for doubters.
Want to know if it pays off?
Free and honest: sometimes the answer is that staying a sole trader is better. Then you know that too.